Financial Planning & Funding Support
Business Services
Comprehensive financial planning, funding support, and business development services to help you launch and grow with confidence.
Funding Options
Not sure which funding route is right for you? Here is a clear breakdown of the three main options we support our clients with.
Government Start-Up Loan
A government-backed personal loan for early-stage businesses. Backed by the British Business Bank, it is available to those starting a new business or trading for up to 60 months, and comes with free mentoring and no early repayment fees.
Amount
Up to £25,000
Rate
7.5% fixed p.a.
Term
1 to 5 years
Key Benefits
- Government-backed and unsecured
- Fixed 7.5% interest rate
- Up to £25,000 per applicant
- Maximum £100,000 total per business, subject to eligibility
- Free 12 months of mentoring included
- No early repayment charges
- Suitable for pre-revenue businesses
Things to Consider
- Requires a full business plan and cash flow forecast
- Personal credit check applies
- Funds must be used for business purposes only
- Starting a new business or trading for up to 60 months
Our Packages
Transparent, fixed-price packages designed to give you exactly what lenders need.
Start-up Success Package
£399+VAT
Everything you need to submit a Government Start-Up Loan application or approach any lender with confidence. We prepare your complete application pack, including the business plan and cash flow forecast required by the British Business Bank, so you can focus on building your business.
- Tailored business plan
- 36-month cash flow forecast
- Market research & competitor analysis
- Executive summary
- Loan application support
- Revisions until your application pack is ready for submission
The Government Start Up Loans programme does not charge an application fee and provides free application resources. JCWT Consulting's fee covers optional independent business planning, financial forecasting and application-support services.
Cash Flow Forecast
From £299+VAT
A detailed 12 or 36-month cash flow forecast built around your specific revenue model, costs, and growth projections, formatted to lender standards.
- 12 or 36-month forecast
- Revenue & expense modelling
- Break-even analysis
- Formatted to lender standards
- Assumptions document
- 1 round of revisions
JCWT Consulting Ltd acts as an introducer and not as a lender. Finance is subject to status, affordability, eligibility, approval and the individual lender's terms. Rates, amounts and repayment periods vary. JCWT Consulting may receive a commission from a finance provider if funding proceeds.
Free Energy & Utility Review
Could your business be overpaying on energy, water, or telecoms? Through our commercial utility referral partner, we can arrange a review of your current business utility arrangements and explore whether alternative options may be available.
- Gas & electricity comparison
- Water and telecoms review
- No obligation, completely free
- An initial review can normally begin within 48 hours once the required information is available
Free
There is no charge for the initial utility review. JCWT Consulting may receive a referral commission if you proceed through our referral partner.
Request Your Free ReviewHow It Works
Free Consultation
Book a free 30-minute call to discuss your goals, funding needs, and which services are right for you.
We Prepare Your Documents
Our team gets to work on your business plan, cash flow forecast, and any other documents needed for your application.
Review & Refine
You review the documents and we make the agreed amendments needed to ensure your application pack is complete and lender-ready.
Submit & Succeed
Submit your application with confidence. We're on hand to answer any follow-up questions from lenders.
Additional Services
Funding Search and Matching
We identify the most suitable funding options for your stage of business, from grants and government schemes to alternative lenders, and advise on the best route forward.
Financial Health Review
A thorough review of your current financial position, including profitability, cash flow, and cost structure, with actionable recommendations to improve performance.
Business Mentoring
Ongoing one-to-one mentoring sessions to help you navigate the challenges of running and growing your business, from pricing strategy to scaling your operations.
Networking and Introductions
Access our trusted network of professionals and partners. We make introductions to solicitors, accountants, insurance brokers, and other specialists so you have the right team around you from day one.
Ready to take the next step?
Book a free 30-minute consultation and let's talk about how we can help fund and grow your business.